This page covers what is specific to Narragansett: local employers, seasonal hiring, and where to get help. For the statewide rules, see the RISavers requirements and deadlines.
ZIP codes with a Narragansett mailing address had 399 business locations in 2023, with about 3,481 people on payroll in the March pay period.
147 of the 399 locations had 5 or more employees on site, the headcount at which RISavers starts to apply. The law counts all of an employer's Rhode Island employees, not one location, so treat this as a local indicator.
The most common types of business in these ZIP codes are accommodation and food services (71 locations), retail trade (51 locations) and other services (43 locations). Across Washington County, the largest industry by employment is manufacturing (9,974 jobs), and private leisure and hospitality employment ran from 6,563 in January 2024 to 12,381 in July 2024.
78 of the 399 business locations in Narragansett's ZIP codes are in accommodation and food services or arts, entertainment and recreation, the leisure and hospitality industries where staffing levels tend to change with the season. Rhode Island counts employees under 120-RICR-00-00-6.6(A). The rule reads: “average number of Eligible Employees during the previous calendar year, as reported on Form TX-17 for the quarter ending December 31 and the preceding three quarters”. If your Narragansett business's headcount rises and falls during the year, that wording decides whether you meet the threshold, so confirm your status with RISavers.
Free one-on-one advising for Narragansett businesses is available from the Rhode Island Small Business Development Center – Lead Office, Kingston, the Rhode Island SBDC's lead office at the University of Rhode Island, 10 Tootell Rd., Kingston.
Local business network for Narragansett: Narragansett Chamber of Commerce.
RISavers employer assistance: 1-833-868-4732.
If your business has 5 or more employees in Rhode Island and offers no qualified retirement plan, RISavers requires you to register or certify an exemption. Upcoming deadlines: 50–99 employees by October 15, 2027; 5–49 employees by October 15, 2028.
Book a free 15-minute compliance audit. We'll show your exact requirement, your real exposure, and whether your own plan saves you money.