State Retirement Mandate Penalty Calculator – RetirementMandate.com
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UPDATED FOR 2026 · STATUTE-VERIFIED

The penalty calculator, verified.

Your state, your headcount, your real exposure — computed from data checked against each state's own statute.

// 60-second check

What does your state actually require?

Pick your state and headcount for your real exposure.

Informational only — not legal or tax advice.

Annual exposure · Virginia
$4,200
RetirePath Virginia · applies at 5+ employees

Get your full breakdown + a private-plan savings estimate: