Minnesota Secure Choice is in phased rollout for employers with 5+ employees. Minneapolis and Saint Paul businesses should begin preparing now to avoid penalties.
Set your headcount for your real exposure — data verified against the statute.
Informational only — not legal or tax advice.
Get your full breakdown + a private-plan savings estimate:
Minnesota Secure Choice is currently in phased rollout, with full enforcement expected for employers with 5+ employees.
Minnesota Secure Choice has not finalized its non-compliance penalty schedule; registration or a qualifying private plan is still required.
Set up a qualifying private retirement plan now. This exempts you from the mandate and may qualify you for SECURE 2.0 tax credits.
Book a free 15-minute compliance audit. We'll show your exact requirement, your real exposure, and whether your own plan saves you money.