This page covers what is specific to Bend: local employers, seasonal hiring, and where to get help. For the statewide rules, see the OregonSaves requirements and deadlines.
ZIP codes with a Bend mailing address had 6,323 business locations in 2023, with about 58,445 people on payroll in the March pay period.
OregonSaves applies from the first employee, so each of those 6,323 locations belongs to an employer that, if it is a business that meets the state's other conditions (such as time in business), needs either its own retirement plan or the state program.
The most common types of business in these ZIP codes are professional, scientific and technical services (951 locations), construction (901 locations) and health care and social assistance (786 locations). Across Deschutes County, the largest industry by employment is health care and social assistance (12,719 jobs), and private leisure and hospitality employment ran from 13,394 in February 2024 to 16,643 in August 2024.
633 of the 6,323 business locations in Bend's ZIP codes are in accommodation and food services or arts, entertainment and recreation, the leisure and hospitality industries where staffing levels tend to change with the season. Oregon counts employees under OAR 170-080-0010. The rule reads: “one or more individuals in an Employment in each of 18 separate weeks during any calendar year, or payroll ≥$1,000 in any quarter”. If your Bend business's headcount rises and falls during the year, that wording decides whether you meet the threshold, so confirm your status with OregonSaves.
Free one-on-one advising for Bend businesses is available from the Central Oregon SBDC, the Oregon SBDC Network center at Central Oregon Community College, which lists Bend among the communities it serves.
Local business network for Bend: Bend Chamber of Commerce.
OregonSaves employer assistance: 1-844-661-1256.
If your business has at least one employee in Oregon and offers no qualified retirement plan, OregonSaves requires you to register or certify an exemption. All announced registration deadlines have passed.
Book a free 15-minute compliance audit. We'll show your exact requirement, your real exposure, and whether your own plan saves you money.