This page covers what is specific to Niagara Falls: local employers, seasonal hiring, and where to get help. For the statewide rules, see the NY Secure Choice requirements and deadlines.
ZIP codes with a Niagara Falls mailing address had 1,555 business locations in 2023, with about 23,630 people on payroll in the March pay period.
At least 463 of the 1,555 locations had 10 or more employees on site, the headcount at which NY Secure Choice starts to apply. The law counts all of an employer's New York employees, not one location, so treat this as a local indicator.
The most common types of business in these ZIP codes are retail trade (318 locations), accommodation and food services (225 locations) and health care and social assistance (187 locations). Across Niagara County, the largest industry by employment is health care and social assistance (11,060 jobs), and private leisure and hospitality employment ran from 7,358 in January 2024 to 9,668 in July 2024.
250 of the 1,555 business locations in Niagara Falls's ZIP codes are in accommodation and food services or arts, entertainment and recreation, the leisure and hospitality industries where staffing levels tend to change with the season. New York counts employees under N.Y. Gen. Bus. Law §1300. The rule reads: “has at all times during the previous calendar year employed at least ten employees in the state”. If your Niagara Falls business's headcount rises and falls during the year, that wording decides whether you meet the threshold, so confirm your status with NY Secure Choice.
Free one-on-one advising for Niagara Falls businesses is available from the Niagara Small Business Development Center, the NYSBDC center serving Niagara County, hosted by SUNY Niagara.
Local business network for Niagara Falls: Niagara USA Chamber of Commerce.
NY Secure Choice employer assistance: 1-833-369-1392.
If your business has 10 or more employees in New York, has been in business at least 2 years, and offers no qualified retirement plan, NY Secure Choice requires you to register or certify an exemption. All announced registration deadlines have passed.
Book a free 15-minute compliance audit. We'll show your exact requirement, your real exposure, and whether your own plan saves you money.