This page covers what is specific to Taylors Falls: local employers, seasonal hiring, and where to get help. For the statewide rules, see the Minnesota Secure Choice requirements and deadlines.
ZIP codes with a Taylors Falls mailing address had 42 business locations in 2023, with about 459 people on payroll in the March pay period.
At least 9 of the 42 locations had 5 or more employees on site, the headcount at which Minnesota Secure Choice starts to apply. The law counts all of an employer's Minnesota employees, not one location, so treat this as a local indicator.
The most common types of business in these ZIP codes are accommodation and food services (9 locations), construction (7 locations) and other services (5 locations). Across Chisago County, the largest industry by employment is health care and social assistance (3,689 jobs), and private leisure and hospitality employment ran from 1,511 in March 2024 to 2,204 in October 2024.
12 of the 42 business locations in Taylors Falls's ZIP codes are in accommodation and food services or arts, entertainment and recreation, the leisure and hospitality industries where staffing levels tend to change with the season. Minnesota counts employees under Minn. Stat. §187.03, subd. 6. The rule reads: “employs five or more covered employees”. If your Taylors Falls business's headcount rises and falls during the year, that wording decides whether you meet the threshold, so confirm your status with Minnesota Secure Choice.
Free one-on-one advising for Taylors Falls businesses is available from the North Central SBDC at Central Lakes College, the Minnesota SBDC North Central Region center at Central Lakes College in Brainerd, which lists Chisago County.
Local business network for Taylors Falls: Falls Chamber of Commerce.
Minnesota Secure Choice employer assistance: 1-855-938-1474.
If your business has 5 or more employees in Minnesota and offers no qualified retirement plan, Minnesota Secure Choice requires you to register or certify an exemption. Upcoming deadlines: 50–99 employees by December 31, 2026; 25–49 employees by June 30, 2027; 10–24 employees by December 31, 2027; 5–9 employees by June 30, 2028.
Full Minnesota Secure Choice requirements, deadlines and penalties
Book a free 15-minute compliance audit. We'll show your exact requirement, your real exposure, and whether your own plan saves you money.