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LOCAL GUIDE · OCTOBER 2026

Wailuku, Hawaii: Hawaii Retirement Savings Program Guide for Local Employers

This page covers what is specific to Wailuku: local employers, seasonal hiring, and where to get help. For the statewide rules, see the Hawaii Retirement Savings Program requirements and deadlines.

// local employers

Wailuku employers by the numbers.

What the federal data shows

ZIP codes with a Wailuku mailing address had 902 business locations in 2023, with about 9,810 people on payroll in the March pay period.

The most common types of business in these ZIP codes are health care and social assistance (153 locations), professional, scientific and technical services (129 locations) and other services (109 locations). Across Maui County, the largest industry by employment is accommodation and food services (20,666 jobs), and private leisure and hospitality employment ran from 20,796 in January 2024 to 21,681 in December 2024.

// seasonal staffing

Seasonal hiring and how Hawaii counts employees.

What it means for Wailuku employers

87 of the 902 business locations in Wailuku's ZIP codes are in accommodation and food services or arts, entertainment and recreation, the leisure and hospitality industries where staffing levels tend to change with the season. Hawaii counts employees under HRS §389-2. The rule reads: “one or more individuals in employment”. If your Wailuku business's headcount rises and falls during the year, that wording decides whether you meet the threshold, so confirm your status with Hawaii Retirement Savings Program.

// local help

Where Wailuku employers can get help.

Small Business Development Center

Free one-on-one advising for Wailuku businesses is available from the Hawaiʻi SBDC – Maui, the Hawaii SBDC Maui center, in Kīhei.

Chamber of commerce

Local business network for Wailuku: Maui Chamber of Commerce.

Hawaii Retirement Savings Program employer line

Hawaii Retirement Savings Program (Department of Labor and Industrial Relations): 808-586-8846.

// the state rules

Hawaii Retirement Savings Program in brief.

Statewide summary

Hawaii Retirement Savings Program has not launched yet. DLIR projects launch in late December 2026 (joined the Vestwell multistate alliance in 2026).

Full Hawaii Retirement Savings Program requirements, deadlines and penalties

Sources

Find out where you stand, before the state does.

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