This page covers what is specific to Koloa: local employers, seasonal hiring, and where to get help. For the statewide rules, see the Hawaii Retirement Savings Program requirements and deadlines.
ZIP codes with a Koloa mailing address had 259 business locations in 2023, with about 4,525 people on payroll in the March pay period.
The most common types of business in these ZIP codes are retail trade (68 locations), accommodation and food services (59 locations) and other services (25 locations). Across Kauai County, the largest industry by employment is accommodation and food services (7,831 jobs), and private leisure and hospitality employment ran from 9,968 in March 2024 to 10,464 in August 2024.
69 of the 259 business locations in Koloa's ZIP codes are in accommodation and food services or arts, entertainment and recreation, the leisure and hospitality industries where staffing levels tend to change with the season. Hawaii counts employees under HRS §389-2. The rule reads: “one or more individuals in employment”. If your Koloa business's headcount rises and falls during the year, that wording decides whether you meet the threshold, so confirm your status with Hawaii Retirement Savings Program.
Free one-on-one advising for Koloa businesses is available from the Hawaiʻi SBDC – Kauaʻi, the Hawaii SBDC center for Kauaʻi in Līhuʻe.
Local business network for Koloa: Kauai Chamber of Commerce.
Hawaii Retirement Savings Program (Department of Labor and Industrial Relations): 808-586-8846.
Hawaii Retirement Savings Program has not launched yet. DLIR projects launch in late December 2026 (joined the Vestwell multistate alliance in 2026).
Full Hawaii Retirement Savings Program requirements, deadlines and penalties
Book a free 15-minute compliance audit. We'll show your exact requirement, your real exposure, and whether your own plan saves you money.