This page covers what is specific to Breckenridge: local employers, seasonal hiring, and where to get help. For the statewide rules, see the Colorado SecureSavings requirements and deadlines.
ZIP codes with a Breckenridge mailing address had 930 business locations in 2023, with about 8,837 people on payroll in the March pay period.
At least 299 of the 930 locations had 5 or more employees on site, the headcount at which Colorado SecureSavings starts to apply. The law counts all of an employer's Colorado employees, not one location, so treat this as a local indicator.
The most common types of business in these ZIP codes are real estate (181 locations), construction (138 locations) and retail trade (137 locations). Across Summit County, the largest industry by employment is accommodation and food services (7,841 jobs), and private leisure and hospitality employment ran from 7,304 in October 2024 to 11,454 in January 2024.
146 of the 930 business locations in Breckenridge's ZIP codes are in accommodation and food services or arts, entertainment and recreation, the leisure and hospitality industries where staffing levels tend to change with the season. Colorado counts employees under C.R.S. 24-54.3-102(3). The rule reads: “employed five or more employees at any time during the previous calendar year”. If your Breckenridge business's headcount rises and falls during the year, that wording decides whether you meet the threshold, so confirm your status with Colorado SecureSavings.
Free one-on-one advising for Breckenridge businesses is available from the Colorado SBDC Northwest, the Colorado SBDC Northwest office, which lists Summit County.
Local business network for Breckenridge: Summit Chamber of Commerce.
Colorado SecureSavings employer assistance: 1-844-692-1073.
If your business has 5 or more employees in Colorado, has been in business at least 2 years, and offers no qualified retirement plan, Colorado SecureSavings requires you to register or certify an exemption. All announced registration deadlines have passed.
Full Colorado SecureSavings requirements, deadlines and penalties
Book a free 15-minute compliance audit. We'll show your exact requirement, your real exposure, and whether your own plan saves you money.