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LOCAL GUIDE · OCTOBER 2026

Mammoth Lakes, California: CalSavers Guide for Local Employers

This page covers what is specific to Mammoth Lakes: local employers, seasonal hiring, and where to get help. For the statewide rules, see the CalSavers requirements and deadlines.

// local employers

Mammoth Lakes employers by the numbers.

What the federal data shows

ZIP codes with a Mammoth Lakes mailing address had 487 business locations in 2023, with about 6,673 people on payroll in the March pay period.

CalSavers applies from the first employee, so each of those 487 locations belongs to an employer that, if it is a business that meets the state's other conditions (such as time in business), needs either its own retirement plan or the state program.

The most common types of business in these ZIP codes are accommodation and food services (98 locations), construction (81 locations) and real estate (68 locations). Across Mono County, the largest industry by employment is accommodation and food services (4,315 jobs), and private leisure and hospitality employment ran from 2,936 in October 2024 to 5,242 in April 2024.

// seasonal staffing

Seasonal hiring and how California counts employees.

What it means for Mammoth Lakes employers

111 of the 487 business locations in Mammoth Lakes's ZIP codes are in accommodation and food services or arts, entertainment and recreation, the leisure and hospitality industries where staffing levels tend to change with the season. California counts employees under Cal. Code Regs. tit. 10, §10001(a). The rule reads: “average number of employees during the previous calendar year, as reported to EDD on Form DE 9C for the quarter ending Dec 31 and the preceding three quarters”. If your Mammoth Lakes business's headcount rises and falls during the year, that wording decides whether you meet the threshold, so confirm your status with CalSavers.

// local help

Where Mammoth Lakes employers can get help.

Small Business Development Center

Free one-on-one advising for Mammoth Lakes businesses is available from the Valley Community SBDC, the California SBDC office in Clovis (Valley Community SBDC), the nearest listed by the California SBDC locator.

Chamber of commerce

Local business network for Mammoth Lakes: Mammoth Lakes Chamber of Commerce.

CalSavers employer line

CalSavers employer assistance: 855-650-6916.

// the state rules

CalSavers in brief.

Statewide summary

If your business has at least one employee in California and offers no qualified retirement plan, CalSavers requires you to register or certify an exemption. All announced registration deadlines have passed.

Full CalSavers requirements, deadlines and penalties

Sources

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