This page covers what is specific to Laguna Beach: local employers, seasonal hiring, and where to get help. For the statewide rules, see the CalSavers requirements and deadlines.
ZIP codes with a Laguna Beach mailing address had 1,515 business locations in 2023, with about 10,261 people on payroll in the March pay period.
CalSavers applies from the first employee, so each of those 1,515 locations belongs to an employer that, if it is a business that meets the state's other conditions (such as time in business), needs either its own retirement plan or the state program.
The most common types of business in these ZIP codes are professional, scientific and technical services (352 locations), retail trade (174 locations) and real estate (171 locations). Across Orange County, the largest industry by employment is health care and social assistance (203,000 jobs), and private leisure and hospitality employment ran from 227,077 in January 2024 to 238,036 in July 2024.
179 of the 1,515 business locations in Laguna Beach's ZIP codes are in accommodation and food services or arts, entertainment and recreation, the leisure and hospitality industries where staffing levels tend to change with the season. California counts employees under Cal. Code Regs. tit. 10, §10001(a). The rule reads: “average number of employees during the previous calendar year, as reported to EDD on Form DE 9C for the quarter ending Dec 31 and the preceding three quarters”. If your Laguna Beach business's headcount rises and falls during the year, that wording decides whether you meet the threshold, so confirm your status with CalSavers.
Free one-on-one advising for Laguna Beach businesses is available from the Orange County Inland Empire SBDC Network, the OCIE SBDC network serving Orange, San Bernardino and Riverside counties.
Local business network for Laguna Beach: Laguna Beach Chamber of Commerce.
CalSavers employer assistance: 855-650-6916.
If your business has at least one employee in California and offers no qualified retirement plan, CalSavers requires you to register or certify an exemption. All announced registration deadlines have passed.
Book a free 15-minute compliance audit. We'll show your exact requirement, your real exposure, and whether your own plan saves you money.