Mastering the California Retirement Mandate
If you have 1 or more employees in California, compliance is now a legal requirement. Smallest tier (1-4 employees) hit the deadline on December 31, 2025. Non-compliance fines start at $250 per employee.
Alex Kandelaki, CPFA®
Certified Plan Fiduciary Advisor · Kandelaki Solutions
Most business owners who book this call expect a sales pitch. They don’t get one.
My credential is in retirement plan fiduciary standards — which means I am professionally and ethically obligated to give you accurate information, not advice that benefits me.
My credential is in retirement plan fiduciary standards — which means I am professionally and ethically obligated to give you accurate information, not advice that benefits me.
In 15 minutes you will know your exact fine exposure, your SECURE 2.0 credit eligibility, and every option available to you — including ones that have nothing to do with my services.
Then you decide. No follow-up pressure. No obligation. Ever.
200+
compliance reviews completed
✓ Complimentary · 15 min
✓ No investment advice
✓ Compliance review only
📅 Book Your Complimentary Compliance Review
Complimentary · 15 minutes · No obligation · See your exact numbers
The Real Comparison: CalSavers vs. Private Plans
| Feature | CalSavers (State) | Private Qualified Plan |
|---|---|---|
| Annual Contribution Limit | $7,000 | $69,000+ |
| Employer Match | No | Yes (Customizable) |
| Business Tax Deduction | No | Yes |
