Deadlines, penalties, exemptions, and the smarter private-plan route — every guide verified against the state statute.

If you run a business in Portland, Bangor, Lewiston, Auburn, South Portland, Augusta, or Biddeford, Maine's new MERIT (Maine Retirement…

With 17 states now having active or pending retirement mandate laws, employer compliance has become a serious issue for small…

The SECURE 2.0 Act of 2022 is one of the most underutilized pieces of legislation for small business owners in…

New York Secure Choice is now live — launched October 2025 — and with its 10+ employee threshold, it will…

RetirePath Virginia is now in active enforcement for employers with 5 or more employees (down from 25 as of July…

Maryland has one of the broadest state retirement mandates in the country. MarylandSaves applies to every Maryland employer with at…

Colorado's SecureSavings program is now in full enforcement mode. If you have 5 or more employees and no retirement plan,…

OregonSaves was the first state retirement mandate in the country, launched in 2017. If you're an Oregon employer with even…

If you own a business in Chicago, Aurora, Naperville, Joliet, or anywhere in Illinois with 5+ employees, the Illinois Secure…

If you run a business in Manalapan, Marlboro, Freehold, Howell, Old Bridge, or anywhere else in Central NJ with 10…

If you own a business in California with one or more employees, you've likely heard about CalSavers — California's state-mandated…
Your state, your headcount, your number — verified to the statute.