17+ states now require employers to offer retirement plans. Choose your state to see requirements, penalties, and compliance options.
CalSavers
Threshold: 1+ employees
$250–$500/employee/year
Los Angeles, San Francisco, San Diego
Enforcing NowRetireReady NJ
Threshold: 25+ employees
$100/employee/year (est.)
Newark, Jersey City, Paterson
Enforcing NowIL Secure Choice
Threshold: 5+ employees
$250–$500/employee/year
Chicago, Aurora, Naperville
Enforcing NowOregonSaves
Threshold: 1+ employees
$100/employee/year
Portland, Salem, Eugene
Enforcing NowSecureSavings
Threshold: 5+ employees
$100/employee/year
Denver, Colorado Springs, Aurora
Enforcing NowMyCTSavings
Threshold: 5+ employees
$100/employee/year
Bridgeport, New Haven, Hartford
Enforcing NowMarylandSaves
Threshold: 1+ employees
$250/employee/year
Baltimore, Columbia, Germantown
Enforcing NowMERIT
Threshold: 5+ employees
Up to $20/employee/month
Portland, Lewiston, Bangor
Enforcing NowRetirePath VA
Threshold: 25+ employees
$200/employee/year
Virginia Beach, Norfolk, Chesapeake
Coming SoonNew York Secure Choice
Threshold: 10+ employees
Penalty TBD
New York City, Buffalo, Rochester
Coming SoonMinnesota Secure Choice
Threshold: 5+ employees
Penalty TBD
Minneapolis, Saint Paul, Rochester
Coming SoonNevada NEST
Threshold: 5+ employees
Penalty TBD
Las Vegas, Henderson, Reno
Coming SoonWashington Saves
Threshold: TBD employees
Penalty TBD
Seattle, Spokane, Tacoma
Coming SoonDelaware EARNS
Threshold: 5+ employees
Penalty TBD
Wilmington, Dover, Newark
Coming SoonRISavers
Threshold: 5+ employees
Penalty TBD
Providence, Cranston, Warwick
Coming SoonVermont Saves
Threshold: TBD employees
Penalty TBD
Burlington, South Burlington, Rutland
Coming SoonHawaii Saves
Threshold: TBD employees
Penalty TBD
Honolulu, Pearl City, Hilo