Kandelaki Solutions — Full Benefits Advisory

Your Entire Benefits Package.
One Advisor. Zero Gaps.

Retirement plans, group health, and voluntary benefits — designed together, managed together, optimized together. Most employers don't know how much they're leaving on the table.

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Three Pillars of a Complete Benefits Package

Most advisors specialize in one area. We design the full picture — so every piece works together and nothing falls through the cracks.

State Mandate Required

Retirement Plan Design

17+ states now require employers to offer a retirement plan or face fines up to $500/employee/year. A private 401k, SEP IRA, or SIMPLE IRA not only keeps you compliant — it gives you up to $70,000/year in tax-deferred savings and up to $16,500 in SECURE 2.0 tax credits.

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Save 20–30%

Level-Funded Group Health

Most small employers on fully-insured group health are overpaying 20–30% and don't know it. Level-funded plans deliver the same coverage with full claims transparency, lower premiums, and potential year-end refunds when your group stays healthy.

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Recruit & Retain

Voluntary Benefits

Dental, vision, life, disability, accident, and critical illness — voluntary benefits round out your package at little or no cost to the business. They're the difference between a benefits package that checks a box and one that actually attracts talent.

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Benefits Designed in Silos Cost You More

When your retirement advisor, health broker, and HR team are all separate — nobody sees the full picture. Plans conflict, costs stack up, and compliance gaps appear. One advisor who manages everything changes that.

Coordinated Compliance State retirement mandates, ACA requirements, and ERISA obligations — all tracked and managed together so nothing gets missed.
Lower Total Cost Bundling retirement and health advisory removes duplicate admin fees and broker commissions. One relationship, one review cycle.
Better Employee Experience Employees get a cohesive benefits package — not three disconnected plans from three different vendors with three different portals.
Faster Renewals Annual benefits reviews cover everything at once — retirement contributions, health premiums, voluntary options — in a single meeting.

See What a Complete Benefits Package Looks Like for Your Business

Free 20-minute review. No commitment. We'll show you exactly where you can save and what you're missing.

Book Free Benefits Review →

Alex Kandelaki, ChFC, CLU, CPFA — Founder & CEO, Kandelaki Solutions — (848) 400-4886