:root{
    --bg:#F4F8FD;--bg2:#EAF1FB;--card:#FFFFFF;
    --ink:#0B1E3E;--navy:#0E2A54;--navy2:#081A38;
    --blue:#2563EB;--blue2:#1D4FD8;--bluebright:#4C8DFF;--sky:#0EA5E9;--sky-soft:#E1EFFB;
    --green:#10B981;--mint:#DEF5EC;--amber:#F5B84B;--cost:#F0653F;
    --line:#E3EAF4;--line2:#D2DEEF;--muted:#5A6A85;
    --display:'Bricolage Grotesque',system-ui,sans-serif;--body:'Inter',system-ui,sans-serif;--mono:'IBM Plex Mono',monospace;
    --wrap:1200px;
  }
  *{box-sizing:border-box;margin:0;padding:0}
  html{scroll-behavior:smooth;overflow-x:hidden}
  body{font-family:var(--body);color:var(--ink);background:var(--bg);line-height:1.5;-webkit-font-smoothing:antialiased;overflow-x:hidden}
  h1,h2,h3{font-family:var(--display);font-weight:700;line-height:1.02;letter-spacing:-.025em}
  a{color:inherit;text-decoration:none}
  .wrap{max-width:var(--wrap);margin:0 auto;padding:0 26px}
  .mono{font-family:var(--mono)}
  .eyebrow{font-family:var(--mono);font-size:12px;font-weight:500;letter-spacing:.14em;text-transform:uppercase;color:var(--blue)}
  .tnum{font-variant-numeric:tabular-nums}
  .dotgrid{background-image:radial-gradient(var(--line2) 1px,transparent 1px);background-size:22px 22px}
  .btn{display:inline-flex;align-items:center;gap:9px;font-family:var(--body);font-weight:600;font-size:15.5px;padding:14px 22px;border-radius:12px;border:1px solid transparent;cursor:pointer;transition:transform .15s,box-shadow .2s,background .2s}
  .btn:focus-visible{outline:3px solid var(--sky);outline-offset:2px}
  .btn-primary{background:var(--blue);color:#fff;box-shadow:0 8px 22px -8px rgba(37,99,235,.7)}
  .btn-primary:hover{background:var(--blue2);transform:translateY(-2px)}
  .btn-ghost{background:rgba(255,255,255,.7);border-color:var(--line2);color:var(--ink);backdrop-filter:blur(6px)}
  .btn-ghost:hover{border-color:var(--ink);transform:translateY(-2px)}
  .arrow{transition:transform .2s}.btn:hover .arrow{transform:translateX(3px)}
  .slot{position:relative;border-radius:16px;overflow:hidden;background:linear-gradient(150deg,#d8e6fb,#a3c4f5 45%,#6fb2ef);display:flex;flex-direction:column;align-items:center;justify-content:center;text-align:center;color:rgba(20,45,90,.6);padding:18px;gap:8px}
  .slot.sky{background:linear-gradient(150deg,#d6ecfb,#a9d8f5 55%,#6fc0ef)}
  .slot.mint{background:linear-gradient(150deg,#d6f2e5,#a5e0c6 55%,#6bd3a5);color:rgba(15,70,50,.6)}
  .slot svg{width:40px;height:40px;opacity:.55}
  .slot span{font-family:var(--mono);font-size:10.5px;font-weight:500;max-width:26ch;line-height:1.5;letter-spacing:.02em}

  header{position:sticky;top:0;z-index:50;background:rgba(244,248,253,.8);backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}
  .nav{display:flex;align-items:center;justify-content:space-between;height:72px}
  .brand{display:flex;align-items:center;gap:10px;font-family:var(--display);font-weight:800;font-size:20px;letter-spacing:-.03em}
  .brand .mark{width:33px;height:33px;flex:none}
  .nav-links{display:flex;gap:30px;font-size:14.5px;font-weight:500}
  .nav-links a{opacity:.78;transition:opacity .15s}.nav-links a:hover{opacity:1}
  .nav-right{display:flex;align-items:center;gap:16px}
  .nav-phone{font-family:var(--mono);font-size:14px;font-weight:500}
  .burger{display:none;background:none;border:0;cursor:pointer;padding:8px}.burger span{display:block;width:22px;height:2px;background:var(--ink);margin:4px 0;border-radius:2px}

  .stickybar{position:fixed;left:0;right:0;bottom:0;z-index:60;background:var(--navy2);color:#fff;transform:translateY(110%);transition:transform .35s;box-shadow:0 -10px 40px -10px rgba(0,0,0,.4)}
  .stickybar.show{transform:none}
  .sb-in{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:13px 0}
  .sb-in b{font-family:var(--display);font-size:16px}.sb-in .sub{font-family:var(--mono);font-size:12px;opacity:.65}
  .sb-in .btn{padding:11px 20px;font-size:14.5px}

  /* hero — explicit light bg (legacy style.css had a same-named dark .hero rule; also dequeued on front page) */
  .hero{position:relative;padding:70px 0 48px;overflow:hidden;background:linear-gradient(180deg,#E7F0FD 0%,#F4F8FD 62%)}
  .hero::before{content:"";position:absolute;top:-20%;right:-10%;width:60%;height:120%;background:radial-gradient(closest-side,rgba(76,141,255,.24),transparent);z-index:1;pointer-events:none}
  .hero .wrap{position:relative;z-index:2}
  .hero-inner{position:relative}
  .hero-grid{display:grid;grid-template-columns:1.04fr .96fr;gap:56px;align-items:center}
  .tag{display:inline-flex;align-items:center;gap:8px;background:var(--card);border:1px solid var(--line2);font-family:var(--mono);font-size:12px;font-weight:500;padding:7px 13px;border-radius:100px;margin-bottom:24px;letter-spacing:.02em}
  .tag .d{width:7px;height:7px;border-radius:50%;background:var(--green);box-shadow:0 0 0 3px rgba(16,185,129,.2)}
  .hero h1{font-size:clamp(44px,6vw,74px);font-weight:800;letter-spacing:-.035em;margin-bottom:22px;color:var(--ink)}
  .hero h1 .u{color:var(--blue)}
  .hero-sub{font-size:19px;color:var(--muted);max-width:38ch;margin-bottom:30px;line-height:1.55}
  .hero-cta{display:flex;gap:12px;flex-wrap:wrap;margin-bottom:28px}
  .hero-meta{display:flex;gap:22px;flex-wrap:wrap;font-family:var(--mono);font-size:12.5px;color:var(--muted)}
  .hero-meta span{display:flex;align-items:center;gap:7px}.hero-meta svg{width:15px;height:15px;color:var(--green)}
  .hviz{position:relative}
  .imgwell{position:relative;aspect-ratio:1/1.02;border-radius:22px;box-shadow:0 50px 90px -50px rgba(11,30,62,.5)}
  .imgwell .slot{position:absolute;inset:0;border-radius:22px}
  .glass{position:absolute;background:rgba(255,255,255,.72);backdrop-filter:blur(16px);border:1px solid rgba(255,255,255,.7);border-radius:16px;box-shadow:0 20px 44px -22px rgba(11,30,62,.4)}
  .fc-result{right:-24px;bottom:36px;width:262px;padding:17px 19px}
  .fc-result .lbl{font-family:var(--mono);font-size:10.5px;font-weight:500;color:var(--muted);text-transform:uppercase;letter-spacing:.08em}
  .fc-result .row{display:flex;justify-content:space-between;align-items:baseline;margin-top:5px}
  .fc-result .now{font-family:var(--display);font-weight:800;font-size:31px}
  .fc-result .then{font-family:var(--display);font-weight:800;font-size:22px;color:var(--green)}
  .fc-result .bar{height:8px;border-radius:5px;margin:12px 0 5px;display:flex;gap:3px}
  .fc-result .bar i{display:block;height:100%;border-radius:5px}
  .fc-result small{font-family:var(--mono);font-size:10px;color:var(--muted)}
  .fc-badge{left:-22px;top:30px;display:flex;align-items:center;gap:11px;padding:13px 16px}
  .fc-badge .ic{width:34px;height:34px;border-radius:9px;background:var(--mint);display:flex;align-items:center;justify-content:center}.fc-badge .ic svg{width:19px;height:19px;color:var(--green)}
  .fc-badge b{font-size:13.5px;display:block}.fc-badge small{font-family:var(--mono);font-size:10.5px;color:var(--muted)}
  .floaty{animation:floaty 6s ease-in-out infinite}@keyframes floaty{0%,100%{transform:translateY(0)}50%{transform:translateY(-10px)}}

  /* stats strip */
  .stats{border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:var(--card)}
  .stats-in{display:grid;grid-template-columns:repeat(4,1fr)}
  .stat{padding:30px 26px;border-right:1px solid var(--line)}
  .stat:last-child{border-right:0}
  .stat .n{font-family:var(--display);font-weight:800;font-size:40px;letter-spacing:-.03em;line-height:1}
  .stat .n .s{color:var(--blue)}
  .stat .l{font-family:var(--mono);font-size:11.5px;color:var(--muted);text-transform:uppercase;letter-spacing:.06em;margin-top:8px}

  section{padding:96px 0}
  .sec-head{max-width:660px;margin-bottom:48px}
  .sec-head.center{margin-left:auto;margin-right:auto;text-align:center}
  .sec-head h2{font-size:clamp(32px,4.4vw,50px);font-weight:800;letter-spacing:-.03em;margin:16px 0 14px}
  .sec-head p{font-size:18px;color:var(--muted)}

  /* calculator */
  .calc{background:var(--card);border:1px solid var(--line2);border-radius:24px;overflow:hidden;display:grid;grid-template-columns:1fr 1.06fr;box-shadow:0 50px 100px -70px rgba(11,30,62,.5)}
  .calc-l{padding:50px}
  .calc-l h2{font-size:33px;font-weight:800;letter-spacing:-.03em;margin:12px 0 10px}
  .calc-l p{color:var(--muted);margin-bottom:28px}
  .field{margin-bottom:18px}
  .field label{display:block;font-family:var(--mono);font-size:11px;font-weight:500;text-transform:uppercase;letter-spacing:.08em;color:var(--muted);margin-bottom:9px}
  .field select,.field input{width:100%;font-family:var(--body);font-size:16px;padding:15px 16px;border:1px solid var(--line2);border-radius:12px;background:var(--bg);transition:border .15s,background .15s}
  .field select:focus,.field input:focus{outline:none;border-color:var(--blue);background:#fff}
  .disc{font-family:var(--mono);font-size:10.5px;color:var(--muted);margin-top:12px}
  .calc-r{background:linear-gradient(155deg,var(--navy),var(--navy2));color:#e6edf9;padding:50px;display:flex;flex-direction:column;justify-content:center;position:relative;overflow:hidden}
  .calc-r::before{content:"";position:absolute;inset:0;background-image:radial-gradient(rgba(255,255,255,.06) 1px,transparent 1px);background-size:20px 20px}
  .calc-r>*{position:relative}
  .calc-r .cap{font-family:var(--mono);font-size:11px;letter-spacing:.1em;text-transform:uppercase;opacity:.6}
  .calc-r .big{font-family:var(--display);font-weight:800;font-size:60px;letter-spacing:-.03em;margin:8px 0 3px}
  .calc-r .prog{font-family:var(--mono);font-size:13px;opacity:.72;margin-bottom:24px}
  .cdetail{border-top:1px solid rgba(255,255,255,.12);padding-top:16px;font-family:var(--mono);font-size:13px}
  .cdetail .dl{display:flex;justify-content:space-between;padding:5px 0;opacity:.9}.cdetail .dl b{font-weight:600}
  .gate{margin-top:22px;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);border-radius:14px;padding:16px}
  .gate p{font-size:13px;opacity:.85;margin-bottom:10px}
  .gate .gr{margin-bottom:8px}
  .gate input{width:100%;padding:13px;border-radius:10px;border:1px solid rgba(255,255,255,.18);background:rgba(255,255,255,.08);color:#fff;font-family:var(--body);font-size:14px}
  .gate input::placeholder{color:rgba(230,237,249,.5)}
  .gate .btn{width:100%;justify-content:center;padding:13px;font-size:15px}
  .formmsg{font-family:var(--mono);font-size:12.5px;margin-top:8px;display:none}
  .formmsg.ok{display:block;color:var(--green)}.formmsg.err{display:block;color:#ffb4a2}
  .gate .formmsg.ok{color:#7ff0c8}

  /* industries bento-ish */
  .ind{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
  .icard{display:block;color:inherit;background:var(--card);border:1px solid var(--line);border-radius:18px;overflow:hidden;transition:transform .2s,box-shadow .2s,border-color .2s}
  .icard:hover{transform:translateY(-5px);box-shadow:0 26px 46px -32px rgba(11,30,62,.42);border-color:var(--line2)}
  .icard .ph{aspect-ratio:16/9}.icard .ph .slot{position:relative;inset:auto;height:100%;border-radius:0}
  .icard .cap{display:flex;align-items:center;justify-content:space-between;padding:17px 19px}
  .icard .cap b{font-family:var(--display);font-size:16px;font-weight:700}
  .icard .cap svg{width:17px;height:17px;color:var(--blue);transition:transform .2s}.icard:hover .cap svg{transform:translateX(3px)}

  /* compare */
  .compare{display:grid;grid-template-columns:1fr 1fr;gap:18px}
  .col{background:var(--card);border:1px solid var(--line);border-radius:20px;padding:34px}
  .col.win{border:1.5px solid var(--blue);box-shadow:0 30px 60px -44px rgba(37,99,235,.5);position:relative}
  .col.win .rec{position:absolute;top:-12px;left:34px;background:var(--blue);color:#fff;font-family:var(--mono);font-size:11px;font-weight:500;padding:5px 12px;border-radius:100px;letter-spacing:.06em}
  .col h3{font-size:23px;font-weight:800;margin-bottom:4px}
  .col .kick{font-family:var(--mono);font-size:12px;color:var(--muted);margin-bottom:22px;text-transform:uppercase;letter-spacing:.06em}
  .col ul{list-style:none}.col li{display:flex;gap:12px;padding:12px 0;border-bottom:1px solid var(--line);font-size:15.5px}.col li:last-child{border-bottom:0}
  .col li svg{width:21px;height:21px;flex:none}.x{color:#94A3B8}.ck{color:var(--green)}

  /* value: bold blue full-bleed */
  .valuewrap{background:var(--blue);border-radius:28px;padding:64px;color:#fff;position:relative;overflow:hidden}
  .valuewrap::before{content:"";position:absolute;inset:0;background-image:radial-gradient(rgba(255,255,255,.1) 1px,transparent 1px);background-size:24px 24px;opacity:.6}
  .value{position:relative;display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}
  .value .eyebrow{color:#bcd4ff}
  .value h2{color:#fff;font-size:38px;font-weight:800;letter-spacing:-.03em;margin:14px 0 15px}
  .value p{opacity:.9;margin-bottom:20px}
  .value .btn{background:#fff;color:var(--blue)}.value .btn:hover{background:var(--navy2);color:#fff}
  .credits{display:grid;gap:12px}
  .credit{background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.2);border-radius:15px;padding:20px 22px;display:flex;align-items:center;gap:18px;backdrop-filter:blur(6px)}
  .credit .n{font-family:var(--display);font-weight:800;font-size:28px;white-space:nowrap}.credit .n span{font-family:var(--mono);font-size:13px;font-weight:500;opacity:.8}
  .credit .d{font-size:13.5px;opacity:.9}

  /* how: connected steps */
  .steps{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;position:relative}
  .steps::before{content:"";position:absolute;top:46px;left:14%;right:14%;height:2px;background:repeating-linear-gradient(90deg,var(--line2) 0 8px,transparent 8px 16px)}
  .step{position:relative;text-align:center}
  .step .ico{width:60px;height:60px;border-radius:16px;background:var(--card);border:1px solid var(--line2);display:flex;align-items:center;justify-content:center;margin:0 auto 18px;box-shadow:0 10px 24px -16px rgba(11,30,62,.4)}
  .step .ico svg{width:26px;height:26px;color:var(--blue)}
  .step .n{font-family:var(--mono);font-size:11px;color:var(--muted);letter-spacing:.08em}
  .step h3{font-size:20px;font-weight:700;margin:6px 0 8px}
  .step p{color:var(--muted);font-size:14.5px;max-width:30ch;margin:0 auto}

  /* bento why-us */
  .bento{display:grid;grid-template-columns:repeat(4,1fr);grid-auto-rows:1fr;gap:16px}
  .bcard{background:var(--card);border:1px solid var(--line);border-radius:20px;padding:28px;display:flex;flex-direction:column;transition:border-color .2s,transform .2s}
  .bcard:hover{border-color:var(--line2);transform:translateY(-3px)}
  .bcard .ti{width:44px;height:44px;border-radius:12px;background:var(--sky-soft);display:flex;align-items:center;justify-content:center;margin-bottom:16px}.bcard .ti svg{width:22px;height:22px;color:var(--blue)}
  .bcard h4{font-family:var(--display);font-size:18px;font-weight:700;margin-bottom:7px}
  .bcard p{font-size:14px;color:var(--muted)}
  .b-hero{grid-column:span 2;grid-row:span 2;background:linear-gradient(155deg,var(--navy),var(--navy2));color:#e6edf9;justify-content:space-between}
  .b-hero .ti{background:rgba(255,255,255,.1)}.b-hero .ti svg{color:#fff}
  .b-hero h4{color:#fff;font-size:26px;line-height:1.1}.b-hero p{opacity:.8;font-size:15px}
  .b-hero .big{font-family:var(--display);font-weight:800;font-size:46px;letter-spacing:-.03em;margin-top:20px}
  .b-hero .big .s{color:var(--bluebright)}
  .b-stat{grid-column:span 2;flex-direction:row;align-items:center;gap:22px}
  .b-stat .n{font-family:var(--display);font-weight:800;font-size:52px;letter-spacing:-.03em;color:var(--blue);line-height:1}
  .b-stat .t h4{margin-bottom:4px}

  /* advisor */
  .advisor{display:grid;grid-template-columns:.85fr 1.15fr;gap:20px;align-items:stretch;background:var(--card);border:1px solid var(--line);border-radius:24px;overflow:hidden}
  .advisor .ph{min-height:340px}.advisor .ph .slot{position:relative;inset:auto;height:100%;border-radius:0}
  .advisor .tx{padding:44px 44px 44px 14px;align-self:center}
  .advisor .tx h2{font-size:31px;font-weight:800;letter-spacing:-.03em;margin:12px 0 14px}
  .advisor .tx p{color:var(--muted);margin-bottom:16px}
  .creds{display:flex;gap:9px;flex-wrap:wrap}
  .creds span{font-family:var(--mono);font-size:11.5px;background:var(--bg2);padding:8px 12px;border-radius:9px}

  /* guide */
  .guide{background:linear-gradient(150deg,var(--sky-soft),#d3e6fb);border:1px solid var(--line2);border-radius:26px;padding:52px;display:grid;grid-template-columns:1fr 1fr;gap:44px;align-items:center}
  .guide h2{font-size:34px;font-weight:800;letter-spacing:-.03em;margin:12px 0 12px}
  .guide p{color:#3a557f;margin-bottom:20px}
  .gform{display:flex;gap:8px;flex-wrap:wrap}
  .gform input{flex:1;min-width:170px;padding:15px 16px;border-radius:12px;border:1px solid #bcd0ee;background:#fff;font-family:var(--body);font-size:15px}
  .gform input:focus{outline:none;border-color:var(--blue)}
  .gsub{font-family:var(--mono);font-size:11px;color:#5a6f92;margin-top:12px}
  .guidebook{display:flex;justify-content:center}
  .book{width:72%;aspect-ratio:8.5/11;border-radius:6px 14px 14px 6px;background:linear-gradient(140deg,#143462,#2b57a8);box-shadow:0 34px 60px -26px rgba(11,30,62,.55);color:#fff;padding:34px 30px;display:flex;flex-direction:column;transform:rotate(-3deg)}
  .book .kk{font-family:var(--mono);font-size:11px;letter-spacing:.1em;text-transform:uppercase;color:var(--bluebright)}
  .book h4{font-family:var(--display);font-size:26px;font-weight:800;line-height:1.1;margin-top:10px}
  .book .bd{width:44px;height:4px;background:var(--blue);border-radius:3px;margin:14px 0}
  .book .yr{margin-top:auto;font-family:var(--mono);font-size:11px;opacity:.7}

  /* testimonials */
  .quotes{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:22px}
  .quote{background:var(--card);border:1px dashed var(--line2);border-radius:18px;padding:26px}
  .quote .stars{color:var(--amber);letter-spacing:2px;margin-bottom:12px}
  .quote p{font-size:15px;margin-bottom:16px}
  .quote .who{display:flex;align-items:center;gap:11px}
  .quote .av{width:42px;height:42px;border-radius:50%;overflow:hidden}.quote .av .slot{position:relative;inset:auto;height:100%;border-radius:50%;padding:0}.quote .av .slot svg{width:19px;height:19px}
  .quote .who b{font-size:14px;display:block}.quote .who small{font-family:var(--mono);font-size:11px;color:var(--muted)}
  .slotnote{display:inline-block;font-family:var(--mono);font-size:11px;color:var(--blue);background:var(--sky-soft);border-radius:7px;padding:4px 10px;margin-bottom:18px}

  /* final */
  .final{background:linear-gradient(155deg,var(--navy),var(--navy2));border-radius:28px;padding:58px;display:grid;grid-template-columns:1.05fr .95fr;gap:44px;align-items:center;position:relative;overflow:hidden}
  .final::before{content:"";position:absolute;inset:0;background-image:radial-gradient(rgba(255,255,255,.06) 1px,transparent 1px);background-size:22px 22px}
  .final>*{position:relative}
  .final h2{color:#fff;font-size:clamp(30px,3.8vw,44px);font-weight:800;letter-spacing:-.03em;margin-bottom:14px}
  .final .tx p{color:rgba(230,237,249,.85);font-size:17px;margin-bottom:20px;max-width:40ch}
  .final .assure{display:flex;gap:16px;flex-wrap:wrap;font-family:var(--mono);font-size:12px;color:rgba(230,237,249,.8)}
  .final .assure span{display:flex;align-items:center;gap:7px}.final .assure svg{width:15px;height:15px;color:var(--green)}
  .lform{background:#fff;border-radius:20px;padding:28px}
  .lform h3{font-size:20px;font-weight:800;margin-bottom:4px}
  .lform .s{font-family:var(--mono);font-size:12px;color:var(--muted);margin-bottom:18px}
  .lform .ff{margin-bottom:10px}
  .lform input,.lform select{width:100%;padding:13px 15px;border:1px solid var(--line2);border-radius:11px;font-family:var(--body);font-size:15px;background:var(--bg)}
  .lform input:focus,.lform select:focus{outline:none;border-color:var(--blue);background:#fff}
  .lform .btn{width:100%;justify-content:center;margin-top:6px}
  .lform .fine{font-family:var(--mono);font-size:10.5px;color:var(--muted);margin-top:12px;text-align:center}

  footer{background:var(--navy2);color:#93a1c2;padding:64px 0 28px;font-size:14px}
  .foot-big{font-family:var(--display);font-weight:800;font-size:clamp(40px,7vw,92px);letter-spacing:-.04em;color:rgba(255,255,255,.14);line-height:1;margin-bottom:40px;user-select:none}
  .foot-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:40px;padding-bottom:36px;border-bottom:1px solid rgba(255,255,255,.09)}
  .foot-grid h5{color:#fff;font-family:var(--mono);font-size:12px;text-transform:uppercase;letter-spacing:.08em;margin-bottom:15px}
  .foot-grid a{display:block;color:#93a1c2;padding:5px 0}.foot-grid a:hover{color:#fff}
  .foot-brand .brand{color:#fff;margin-bottom:13px}
  .foot-bottom{padding-top:22px;font-family:var(--mono);font-size:11px;color:#6b78a0;line-height:1.8}

  .modal{position:fixed;inset:0;z-index:100;background:rgba(8,26,56,.6);backdrop-filter:blur(5px);display:none;align-items:center;justify-content:center;padding:20px}
  .modal.show{display:flex}
  .mbox{background:var(--card);border-radius:22px;max-width:440px;width:100%;padding:36px;text-align:center;position:relative;box-shadow:0 40px 90px -30px rgba(0,0,0,.5)}
  .mbox .close{position:absolute;top:16px;right:16px;background:var(--bg2);border:0;width:32px;height:32px;border-radius:50%;cursor:pointer;font-size:15px;color:var(--muted)}
  .mbox .em{width:58px;height:58px;border-radius:15px;background:var(--sky-soft);display:flex;align-items:center;justify-content:center;margin:0 auto 16px}.mbox .em svg{width:28px;height:28px;color:var(--blue)}
  .mbox h3{font-size:24px;font-weight:800;margin-bottom:8px}
  .mbox p{color:var(--muted);font-size:15px;margin-bottom:18px}
  .mbox input{width:100%;padding:14px;border:1px solid var(--line2);border-radius:11px;font-family:var(--body);font-size:15px;margin-bottom:10px;background:var(--bg)}
  .mbox input:focus{outline:none;border-color:var(--blue);background:#fff}
  .mbox .btn{width:100%;justify-content:center}

  .rv{opacity:0;transform:translateY(24px);transition:opacity .7s,transform .7s}.rv.in{opacity:1;transform:none}
  @media (max-width:940px){
    .nav-links,.nav-phone{display:none}.burger{display:block}
    .nav-right .btn{display:none}
    .nav-links.open{display:flex;position:absolute;left:0;right:0;top:72px;flex-direction:column;background:rgba(244,248,253,.98);backdrop-filter:blur(14px);border-bottom:1px solid var(--line);padding:6px 26px 14px;gap:0}
    .nav-links.open a{padding:13px 2px;font-size:16px;border-bottom:1px solid var(--line);opacity:1}
    .nav-links.open a:last-child{border-bottom:0}
    .hero-grid,.calc,.ind,.compare,.value,.advisor,.guide,.final,.foot-grid{grid-template-columns:1fr}
    .stats-in{grid-template-columns:1fr 1fr}.stat:nth-child(2){border-right:0}
    .steps{grid-template-columns:1fr}.steps::before{display:none}
    .bento{grid-template-columns:1fr 1fr}.b-hero,.b-stat{grid-column:span 2;grid-row:auto}
    .quotes{grid-template-columns:1fr}
    .hviz{max-width:440px;margin:0 auto;width:100%}.imgwell{width:100%;aspect-ratio:16/11}.fc-result,.fc-badge{display:none}
    .valuewrap,.final,.guide{padding:34px}.calc-l,.calc-r{padding:32px}.advisor .tx{padding:32px}
    section{padding:60px 0}.sb-in .sub{display:none}
    .stickybar .wrap{padding:0 14px}
    .sb-in>div{min-width:0}
    .sb-in b{font-size:13.5px;line-height:1.25}
    .sb-in .btn{flex:none;white-space:nowrap;padding:10px 16px}
  }
  @media (prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important}.rv{opacity:1;transform:none}}

/* ── industry template additions (shared design source) ── */
.crumbs{font-family:var(--mono);font-size:12px;color:var(--muted);padding:18px 0 0}
.crumbs a{color:var(--blue)}.crumbs a:hover{text-decoration:underline}
.heroimg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;border-radius:22px;display:block}
.ind-why .bcard .ti{background:var(--sky-soft)}
.related{background:var(--card);border:1px solid var(--line);border-radius:20px;padding:30px 34px;margin-top:26px}
.related h3{font-size:19px;font-weight:800;margin-bottom:14px}
.related .cols{display:grid;grid-template-columns:1fr 1fr 1fr;gap:22px}
.related h5{font-family:var(--mono);font-size:11px;text-transform:uppercase;letter-spacing:.08em;color:var(--muted);margin-bottom:9px}
.related a{display:block;padding:6px 0;color:var(--blue);font-size:14.5px}
.related a:hover{text-decoration:underline}
@media (max-width:940px){.related .cols{grid-template-columns:1fr}}
.icard .ph img{width:100%;height:100%;object-fit:cover;display:block}

/* ── v5 shared footer (5-column) ── */
.foot-grid-5{grid-template-columns:1.7fr 1.5fr 1fr 1.25fr 1fr;gap:32px}
.foot-contact{margin-top:12px;font-size:13.5px;line-height:1.9}
.foot-contact a{display:inline;color:#c3ccea}.foot-contact a:hover{color:#fff}
.foot-states ul{list-style:none;columns:2;column-gap:22px;margin-top:2px}
.foot-states li{padding:4px 0;break-inside:avoid}
.foot-states a{display:block;padding:0}
@media (max-width:940px){.foot-grid-5{grid-template-columns:1fr}.foot-states ul{columns:1}}

/* ── states hub cards ── */
.stgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.stcard{display:block;color:inherit;background:var(--card);border:1px solid var(--line);border-radius:18px;padding:22px 24px;transition:transform .2s,box-shadow .2s,border-color .2s}
.stcard:hover{transform:translateY(-4px);box-shadow:0 26px 46px -32px rgba(11,30,62,.42);border-color:var(--line2)}
.strow{display:flex;align-items:center;justify-content:space-between;gap:10px}
.strow b{font-family:var(--display);font-size:18px;font-weight:800}
.stbadge{font-family:var(--mono);font-size:10px;font-weight:600;letter-spacing:.06em;padding:4px 10px;border-radius:100px}
.stbadge.on{background:var(--mint);color:#0a7a55}
.stbadge.soon{background:#FBF1DC;color:#a06a08}
.stprog{font-family:var(--mono);font-size:12.5px;color:var(--blue);margin:7px 0 10px}
.stmeta{display:flex;justify-content:space-between;gap:10px;font-size:13.5px;color:var(--muted);border-top:1px solid var(--line);padding-top:10px}
@media (max-width:940px){.stgrid{grid-template-columns:1fr}}

/* ── blog index + article (v5) ── */
.bpill{display:inline-block;font-family:var(--mono);font-size:10.5px;font-weight:600;letter-spacing:.06em;text-transform:uppercase;background:var(--sky-soft);color:var(--blue);padding:5px 11px;border-radius:100px}
.bmeta{display:flex;gap:8px;align-items:center;font-family:var(--mono);font-size:12px;color:var(--muted);margin-top:12px}
.bmeta .bread{margin-left:auto;color:var(--blue);font-weight:600}
.bfeat{display:grid;grid-template-columns:1.1fr .9fr;gap:0;background:var(--card);border:1px solid var(--line);border-radius:22px;overflow:hidden;color:inherit;margin-bottom:26px;transition:transform .2s,box-shadow .2s}
.bfeat:hover{transform:translateY(-4px);box-shadow:0 30px 60px -40px rgba(11,30,62,.45)}
.bfeat-img{min-height:300px}.bfeat-img img{width:100%;height:100%;object-fit:cover;display:block}
.bfeat-tx{padding:38px 40px;display:flex;flex-direction:column;justify-content:center}
.bfeat-tx h2{font-size:clamp(22px,2.6vw,32px);margin:14px 0 10px;line-height:1.15}
.bfeat-tx p{color:var(--muted);font-size:15.5px}
.bgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:6px}
.bcardp{display:flex;flex-direction:column;background:var(--card);border:1px solid var(--line);border-radius:18px;overflow:hidden;color:inherit;transition:transform .2s,box-shadow .2s,border-color .2s}
.bcardp:hover{transform:translateY(-4px);box-shadow:0 26px 46px -32px rgba(11,30,62,.42);border-color:var(--line2)}
.bimg{aspect-ratio:16/9}.bimg img{width:100%;height:100%;object-fit:cover;display:block}
.btx{padding:18px 20px;display:flex;flex-direction:column;gap:9px;flex:1}
.btx h3{font-size:16.5px;line-height:1.25}
.btx p{color:var(--muted);font-size:13.5px}
.btx .bmeta{margin-top:auto}
.bpage{display:flex;justify-content:center;gap:6px;margin-top:34px;font-family:var(--mono);font-size:13px}
.bpage .page-numbers{padding:9px 14px;border:1px solid var(--line2);border-radius:9px;background:var(--card)}
.bpage .page-numbers.current{background:var(--blue);color:#fff;border-color:var(--blue)}
.bpage a.page-numbers:hover{border-color:var(--blue);color:var(--blue)}
.byline{display:flex;align-items:center;gap:12px;margin-top:18px}
.byline img{width:44px;height:44px;border-radius:50%;object-fit:cover;border:2px solid var(--line2)}
.byline b{display:block;font-size:14px}.byline small{font-family:var(--mono);font-size:11px;color:var(--muted)}
.afeat{max-width:900px;margin:0 auto 34px;border-radius:20px;overflow:hidden;box-shadow:0 40px 80px -50px rgba(11,30,62,.5)}
.afeat img{width:100%;display:block}
.prose{max-width:70ch;margin:0 auto;font-size:17px;line-height:1.75;color:#243756}
.prose h2{font-size:27px;margin:38px 0 14px;letter-spacing:-.02em}
.prose h3{font-size:20px;margin:30px 0 10px}
.prose p{margin:0 0 18px}
.prose ul,.prose ol{margin:0 0 20px 22px}.prose li{margin-bottom:8px}
.prose a{color:var(--blue);text-decoration:underline;text-underline-offset:3px}
.prose blockquote{border-left:3px solid var(--blue);background:var(--sky-soft);padding:16px 20px;border-radius:0 12px 12px 0;margin:0 0 20px;font-style:italic}
.prose table{width:100%;border-collapse:collapse;margin:0 0 22px;font-size:15px}
.prose th,.prose td{border:1px solid var(--line2);padding:10px 12px;text-align:left}
.prose th{background:var(--bg2);font-family:var(--mono);font-size:12px;text-transform:uppercase;letter-spacing:.04em}
.prose img{max-width:100%;height:auto;border-radius:12px}
.prose-disclaimer{font-family:var(--mono);font-size:11.5px;color:var(--muted);border-top:1px solid var(--line);padding-top:18px;margin-top:34px}
@media (max-width:940px){.bfeat{grid-template-columns:1fr}.bgrid{grid-template-columns:1fr}.bfeat-tx{padding:26px}}